On Healthcare Reform

In Short
1. Standardize billing and allow only electronic billing
2. Standardize record keeping and allow only electronic record keeping. Standardization alone can save hundreds of billions of dollars.
3. Make HSA universal and mandate holders of HSA's to contribute 50% of their maximum allowed HSA to their PCP.
4. Mandate of HSA members to make two wellness visits per year to their PCP clinic for check ups, necessary tests, procedures and vaccines.
5. USA government will guarantees all unemployed, uninsured, welfare recipients 50% of their HSA to be paid directly to PCP.
6. Should a PCP refer a patient, the PCP will pay for all referrals, tests and procedures done away from the PCP office.
7. Mandate PCP's to purchase Catastrophic Health Insurance(CHI) for the registered members in their clinics.
8. Mandate employers with more than 5 employees to contribute towards employees HSAs 50% of the Maximum allowed for each employee. That is the employees will pay 50$ only of his maximum allowed HSA and the employer pays the other 50%.

Overall Effect

Returning the power of decision and cost of healthcare to the Primary Care Physician(PCP) and to the patient, like the olden days when health care worked for all. Let the PCP deal with insurance companies for the catastrophic illnesses exceeding $2500.